Free R05 sample questions by topic
435 free questions from the R05 Financial Protection syllabus, a few on every topic. Each answer explains why it's right and why the other options are wrong. No account needed.
Learning outcome 1
Market factors & trends
Learning outcome 2
Protection needs & sources
- Types of protection cover5 sample questions
- Personal protection needs5 sample questions
- Asset protection and IHT exposure5 sample questions
- Business protection needs5 sample questions
- Divorce and relationship breakdown5 sample questions
- Assets, liabilities and insurance5 sample questions
- Sources of protection: State and employer5 sample questions
Learning outcome 3
State benefits
- Role and limits of State benefits5 sample questions
- Bereavement benefits5 sample questions
- Sickness and income-related benefits5 sample questions
- Disability and carer benefits5 sample questions
- Child Benefit and tax credits5 sample questions
- Help with housing costs5 sample questions
- Universal Credit and the benefit cap5 sample questions
- State pensions5 sample questions
Learning outcome 4
Life assurance
- Whole of life and bonds5 sample questions
- Term assurance5 sample questions
- Pension term assurance and relevant life policies5 sample questions
- Assessing and structuring life cover5 sample questions
- Calculation of premiums5 sample questions
- Trusts and life assurance5 sample questions
- Underwriting and disclosure5 sample questions
- Terminal illness benefit5 sample questions
- Assignments5 sample questions
- Life assurance claims5 sample questions
Learning outcome 5
Taxation of policies
- Qualifying policy rules5 sample questions
- Premium limit and restricted relief qualifying policies5 sample questions
- Taxation of life funds5 sample questions
- Chargeable events and gains5 sample questions
- Taxation of policy gains5 sample questions
- Offshore policies5 sample questions
- Inheritance tax rules and exemptions5 sample questions
- IHT planning with life policies5 sample questions
- Wills, intestacy and nil-rate bands5 sample questions
Learning outcome 6
Income protection
- Income protection policy types5 sample questions
- Definitions of incapacity5 sample questions
- Deferred periods5 sample questions
- IP options and additional benefits5 sample questions
- Benefit limits and ceasing age5 sample questions
- IP underwriting and premiums5 sample questions
- IP claims and exclusions5 sample questions
- Group income protection5 sample questions
- IP taxation5 sample questions
- Selecting an IP policy4 sample questions
Learning outcome 7
Critical illness
- Evolution and ABI minimum standards5 sample questions
- CIC policy types and uses5 sample questions
- CIC options and variations5 sample questions
- Conditions covered and exclusions5 sample questions
- CIC premiums and underwriting5 sample questions
- CIC claims5 sample questions
- Group critical illness cover5 sample questions
- CIC taxation5 sample questions
- CIC versus IP and selection5 sample questions
- Severity-based cover and developments4 sample questions
Learning outcome 8
Long-term care
- Long-term care and its regulation5 sample questions
- State and NHS funding for care5 sample questions
- Means testing, the home and deprivation5 sample questions
- Types of long-term care5 sample questions
- Long-term care insurance products5 sample questions
- Equity release5 sample questions
- Funding care costs4 sample questions
- Choosing care and powers of attorney5 sample questions
Learning outcome 9
Other insurance policies
- Personal accident and sickness5 sample questions
- PMI features and plan types5 sample questions
- PMI exclusions, underwriting and claims5 sample questions
- Mortgage payment protection insurance5 sample questions
- Accident, sickness and unemployment insurance5 sample questions
- Health cash plans and dental plans5 sample questions
- Payment protection insurance5 sample questions
- Short-term versus long-term cover5 sample questions
Learning outcome 10
Needs, suitability & business
- Factors shaping client needs5 sample questions
- Attitude to risk4 sample questions
- Quantifying life cover needs5 sample questions
- Disability and health needs5 sample questions
- Redundancy and affordability5 sample questions
- Product and provider selection5 sample questions
- Inclusive advice and customer outcomes5 sample questions
- Reviews and product interaction5 sample questions
- Key person insurance5 sample questions
- Share protection5 sample questions
- Partnership protection5 sample questions
- Business loans protection4 sample questions
All R05 questions, mocks and a study plan
The full R05 bank adds timed mocks weighted like the real paper, spaced review of the questions you get wrong, and a readiness score.
R0 Exam Prep is an independent revision tool. It is not produced, endorsed by or affiliated with the Chartered Insurance Institute (CII). Questions and explanations are original. Use it alongside the official study text. About R0 Exam Prep