Free R04 sample questions by topic
195 free questions from the R04 Pensions and Retirement Planning syllabus, a few on every topic. Each answer explains why it's right and why the other options are wrong. No account needed.
Learning outcome 1
Pensions context
Learning outcome 2
HMRC tax regime
- Contributions and tax relief5 sample questions
- Annual allowance, taper and carry forward5 sample questions
- Money purchase annual allowance5 sample questions
- Lump sum allowance and lump sum and death benefit allowance5 sample questions
- Tax treatment of member benefits5 sample questions
- Tax treatment of death benefits5 sample questions
- Transitional reliefs and protections5 sample questions
- Fund investments and unauthorised payments5 sample questions
- Overseas pension schemes5 sample questions
Learning outcome 3
Law and regulation
Learning outcome 4
Defined benefit schemes
Learning outcome 5
Defined contribution schemes
Learning outcome 6
Drawing pension benefits
- Drawing benefits, small pots and trivial commutation5 sample questions
- Annuities and scheme pensions5 sample questions
- UFPLS and drawdown5 sample questions
- Retirement compliance and consumer protection5 sample questions
- Phased retirement5 sample questions
- Method and timing of taking benefits5 sample questions
Learning outcome 7
State schemes
Learning outcome 8
Retirement planning
All R04 questions, mocks and a study plan
The full R04 bank adds timed mocks weighted like the real paper, spaced review of the questions you get wrong, and a readiness score.
R0 Exam Prep is an independent revision tool. It is not produced, endorsed by or affiliated with the Chartered Insurance Institute (CII). Questions and explanations are original. Use it alongside the official study text. About R0 Exam Prep